Calc My Net Worth
Free US personal finance calculators — take-home pay, rent vs. buy, and more — localized by state.
- Paycheck CalculatorTake-home pay by state, filing status, and pay frequency (2026 rates).
- Rent vs. Buy CalculatorCompare projected net worth from renting vs. buying, localized by state.
- Net Worth CalculatorTotal up your assets and debts, and see how you compare to your age group.
- Coast FIRE CalculatorSee if your current savings alone will grow to your retirement number.
- Debt Payoff CalculatorCompare the avalanche and snowball methods for your actual debts.
- Emergency Fund CalculatorSee your target fund size and how long it'll take to reach it.
- Closing Cost CalculatorItemized closing costs and total cash needed at closing.
- Self-Employment Tax CalculatorQuarterly estimated tax for freelancers and 1099 income.
- RAP vs. IBR vs. Standard CalculatorCompare federal student loan repayment plans: payment, years to forgiveness, total cost.
- RMD CalculatorThis year's required IRA distribution, using the IRS Uniform Lifetime Table, plus a 10-year projection.
From our guides
See all guides- Debt Avalanche vs. Snowball: Which One Actually Gets You Out of DebtThe math says avalanche saves more money. A study of 6,000 real debtors found snowball got more people to actually finish. Here's both sides, and how to decide.
- Which Closing Costs Can You Actually Negotiate?Closing costs feel like a fixed tax, but a chunk of them are shoppable by law. Here's which ones, how much shopping around is worth, and how to actually do it.